We offer a wide range of business loan products tailored to suit your specific requirements. Whether you’re a budding startup looking for capital infusion, an established company seeking expansion funding, or in need of working capital to support your day-to-day operations, we have the perfect loan solution for you.

Our comprehensive suite of loan options includes term loans with competitive interest rates, flexible repayment terms, and quick approvals, empowering you to seize new opportunities, invest in equipment, or manage cash flow with ease. Our business loan products are underwritten and disbursed by TBS Capital, a subsidiary of Tembusu Financial Services.

Types of Business Loans

  • Unsecured Working Capital Loan:

    Ideal for businesses seeking quick, collateral-free funds to cover short-term operational needs.

  • Mortgage-backed Working Capital Loan:

    Leverages your commercial property as collateral for larger loan amounts with competitive rates.

  • Caveat Loan:

    Short-term financial solutions that enable businesses to quickly access funds based on the equity in their property.

  • Trade Loan:

    Useful for helping companies fulfil their export and import commitments efficiently while managing the cash flow gaps due to differing payment and delivery schedules.

  • Equipment and Machinery Loan:

    For businesses looking to purchase new equipment or machinery, this loan type provides the necessary financing to invest in vital assets.

  • Commercial Property Loan:

    Aimed at businesses looking to purchase or refinance commercial real estate. Whether it’s an office space, retail location, or industrial property, these loans offer the capital needed for significant real estate investments, contributing to long-term business growth and expansion.

  • Business Term Loan:

    Ideal for funding specific projects, expanding operations, or capital investments, term loans provide businesses with predictable payments and the stability to plan their financial future.

  • Invoice Financing:

    Provides immediate cash flow by financing outstanding invoices, enhancing your working capital without waiting for payment terms to conclude.

Why our Business Loans

1 Day Loan Approval

Low Interest Rate

Flexible Payment

High Approval Rate

No Additional Charges

FAQs on Company Business Loan

What makes Tembusu's business loans different?

Our loans are characterised by low-interest rates, high approval rates, flexible payment terms, and a quick approval process. We offer a variety of loan types to meet the specific needs of your business, all without hidden fees.

Can startups apply for business loans?

Yes, startups are eligible for our business loans. We evaluate each application on its merits, including business plans and potential for growth, not just financial history.

Are there any sectors or industries you do not finance?

We are open to all sectors but assess each loan on a case-by-case basis, considering industry risks and the company's specific circumstances.

How quickly can I access the funds once my loan is approved?

Following approval, the disbursement process is swift, ensuring that funds are available to you as soon as possible to meet your business needs.

Is collateral required for all business loans?

No, we offer both secured and unsecured loan options. The requirement for collateral depends on the loan type, amount, and your business's financial profile.

How can I ensure a high chance of loan approval?

Providing complete and accurate documentation, demonstrating strong financial management, and having a clear purpose for the loan will all contribute to a positive assessment.

Find out more about our company business loans

We will answer your questions and guide you through our application process.
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Business loan for your company

We are your trusted source for business loan solutions. We understand the financial needs of companies like yours and offer tailored business loans designed to fuel growth and support your operations. Our cheap and easy approval business loan options can provide the capital you need to unlock the potential of your business with our reliable and fast corporate loan solutions.